
Depending on your credit score, we may be able to get you a lower rate than what you already have. Sometimes you already own your perfect boat, but maybe your payment is less than ideal. Here’s what our customers have to say: /Kudos Already Have a Boat Loan? Let’s Talk Refinancing Every day, we are grateful for the chance to showcase the #CUDifference. Together, we are real people, living the credit union philosophy of #PeopleHelpingPeople. Providing personalised service is what’s kept us in business since 1936. Why FFCCU is a Great Option for a Boat Loan in Northeast Ohio? We also offer automatic payments through EasyPay, which will lower your interest rate by 0.25%. If you’re approved, we will cover the loan amount and set you up with a monthly payment. The entire process typically takes no more than a few days, and in some cases is even completed the same day you apply. From there, we’ll review your credit history to see if you qualify and determine your interest rate. At FFCCU, you don’t even need to have a boat picked out – you just need to know if you’re in the market for a new or used one. The first step is to fill out an online application. Enter your amounts, and we’ll show you a ballpark of what you can expect.

To get started, just have your (1) Boat cost, (2) Amount you’d like to put down, and (3) Length of loan (from 24 to 72 months). Our website also lists current boat loan rates depending on the type (new or used) and age of the boat. Have a dream boat in mind? You can start there by inputting the boat cost, rate, and length of the loan.

Other terms & conditions may apply.Įstimate Your Monthly Payment Easily With Our Boat Loan CalculatorįFCCU offers a convenient online calculator for determining not only how much boat you can afford but how different financing terms – such as loan length and down payment amount – will affect your monthly costs. **APR based on $40,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Here’s what you can expect: Boat Loan Rates As of Motorcycle, ATV, Boat, Jet Ski, Camper, Trailer/Motorhome Because we’re a not-for-profit financial co-op, we’re able to offer great rates and low fees on all our boat financing options. Often rates will depend on the age of the boat. Down payments typically range from 10% to 20%. In many ways, a boat loan for a smaller boat will work like an auto loan, with rates and financing options that extend a few years, monthly payments, and suggested down payments. How Do Boat Loans Work?Īt FFCCU, we want to make it easy and affordable to get out on the water. Our goal is to help you find the best path to enjoying the open water.
#BOAT LOAN CALC HOW TO#
Whether you’re dreaming about owning your first boat – or looking to upgrade your current watercraft to something a little bigger – how to finance your purchase can be a major consideration.įFCCU offers advice, experience, and competitive rates on boat financing and jet ski loans.
#BOAT LOAN CALC FREE#


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Mobile Banking App Android and iPhone users can bank anytime, anywhere.Online Banking Access your account 24/7.Most Rewards VISA Credit Card – Earn Credit Card Points! Redeem points for cash, travel, or merchandise.Great Rate VISA Credit Card 1.99% APR on balance transfers with a $0 transfer fee*.Personal Loans For when you need a bit of extra cash for something personal.Recreational Vehicle Loans Finance new or used motorcycles, RVs, boats, jet skis, and more.Auto Loan Get your new, used, or refinanced auto loan with us.Business Checking Checking that fits your business.Basic Checking Online and mobile banking.
